WESTERN CANADA'S AUTO NETWORK

• Apply online through our secure application.

• Get matched with a trusted local dealership based on your approval.

• Browse cars you’re already pre-approved for.

• Pick your vehicle and drive away—no wasted time, no games.

No. Western Whips works with all credit types; including bad credit, no credit, and new credit. Our network of lenders specializes in helping Canadians get approved for auto financing regardless of their credit history.

Yes. Many of our lenders accept self-employed income, contract work, or business ownership as proof of income. Talk to us about your situation, and we’ll guide you through the right options.

Yes. Dealerships in our network accept trade-ins. Your trade-in value can be applied toward your down payment, lowering your overall loan amount.

Not always. Many customers qualify for zero down payment car loans, while others may be asked to put down a small amount depending on credit and vehicle choice.

With Western Whips, you apply for financing first. This way, you only look at cars you’re already approved for—saving time, money, and frustration.