WESTERN WHIPS TERMS AND CONDITIONS
By accessing or using the Western Whips website ("Western Whips") or any services provided by Western Whips, you agree to comply with and be bound by these Terms and Conditions. If you do not agree to these terms, you may not use the Website or any services offered by Western Whips.
1. Acceptance of Terms
1.1 These Terms and Conditions ("Terms") govern your use of the Website and services provided by Western Whips. By accessing or using the Website, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree to these Terms, you must immediately stop using the Website and services.
1.2 Western Whips reserves the right to update or amend these Terms at any time without prior notice. The most recent version of these Terms will be posted on the Website, and your continued use of the Website after any such changes constitutes your acceptance of the updated Terms.
2. Eligibility
2.1 The Website and services are available only to individuals who are at least 18 years old and who have the legal capacity to enter into a binding agreement. By using the Website, you represent and warrant that you meet these eligibility requirements.
2.2 Western Whips reserves the right to refuse service or suspend access to any user who does not meet the eligibility criteria or who violates these Terms.
3. Account Registration
3.1 To access certain features or services of the Website, you may be required to create an account. When registering an account, you agree to provide accurate, current, and complete information as required. You are solely responsible for maintaining the confidentiality of your account login details, including your username and password.
3.2 You are also responsible for all activities under your account, whether authorized or unauthorized. If you believe your account has been compromised, you must notify Western Whips immediately to take appropriate action.
3.3 Western Whips reserves the right to suspend or terminate your account if we believe you have provided inaccurate information or engaged in fraudulent or harmful activities.
4. Services Provided
4.1 Western Whips operates as an auto loan brokerage service that connects potential borrowers ("Borrowers") with lenders who offer auto loans. We do not offer loans ourselves; rather, we facilitate introductions to lenders based on the Borrower's information.
4.2 The terms of any loan agreement, including interest rates, loan amounts, repayment periods, and eligibility criteria, are determined solely by the individual lenders. Western Whips is not a party to these loan agreements, and we do not have control over the terms offered by lenders.
4.3 Western Whips does not guarantee loan approval or specific loan terms, and we are not responsible for any decisions made by lenders. We do not offer any warranties or representations regarding the loan products or services provided by third-party lenders.
4.4 Western Whips may also offer additional services such as consulting, financial guidance, or loan assistance, which may be subject to separate terms and fees.
5. Payment Terms
5.1 Fees for services provided by Western Whips, such as processing fees, membership fees, or service charges, are due upon agreement or at the time of service. All payments must be made in the manner specified by Western Whips, including but not limited to credit/debit cards, PayPal, or other online payment methods.
5.2 Offline payment methods may be accepted for certain services or arrangements, subject to prior approval by Western Whips. Any offline payments must be arranged in advance with our support team.
5.3 If you fail to pay any required fees, Western Whips reserves the right to suspend or terminate your access to services until payment is received.
6. Modifications to Services
6.1 Western Whips reserves the right to modify, suspend, or discontinue any part of its services, including the availability of lenders, loan products, or Website features, at any time without prior notice.
6.2 Western Whips is not liable for any loss, damage, or inconvenience resulting from modifications, suspensions, or discontinuations of services.
7. Warranties and Disclaimers
7.1 The Website and all services provided by Western Whips are offered "as is" without any warranties of any kind, either express or implied. Western Whips does not guarantee that the Website will be available, error-free, or free of viruses or other harmful components.
7.2 Western Whips makes no representations or warranties regarding the accuracy, completeness, reliability, or suitability of any information provided on the Website, including loan details provided by lenders. Any reliance on such information is at your own risk.
7.3 Western Whips shall not be held responsible for any damages, losses, or expenses arising from the use of the Website, including but not limited to the use of loan information or services provided by third-party lenders.
8. Intellectual Property
8.1 All content on the Website, including text, graphics, logos, images, and other materials, are the property of Western Whips or its licensors and are protected by intellectual property laws, including copyright, trademark, and trade secret laws.
8.2 You are granted a limited, non-exclusive, non-transferable license to use the Website for personal, non-commercial purposes only. You may not reproduce, distribute, modify, or otherwise use any content from the Website without the prior written consent of Western Whips.
9. Account Suspension or Termination
9.1 Western Whips reserves the right to suspend, terminate, or restrict your access to the Website and services at our discretion, with or without cause, and without notice, if you violate these Terms or engage in fraudulent, harmful, or otherwise unlawful activities.
9.2 In the event of suspension or termination, you will not be entitled to any refunds or compensation, and you remain responsible for any outstanding payments.
10. Indemnification
10.1 You agree to indemnify, defend, and hold harmless Western Whips, its affiliates, officers, directors, employees, and agents from any and all claims, demands, damages, liabilities, costs, or expenses, including legal fees, arising from your use of the Website or any violation of these Terms.
11. Limitation of Liability
11.1 To the fullest extent permitted by applicable law, Western Whips shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from your use of the Website, the services provided by third-party lenders, or any content accessed on the Website.
11.2 In jurisdictions where the exclusion or limitation of liability is not permitted, Western Whips' liability will be limited to the maximum extent permitted by law.
12. Cookies and Tracking Technologies
12.1 Western Whips uses cookies and other tracking technologies to enhance user experience, analyze usage, and improve the Website. By using the Website, you consent to the use of these technologies in accordance with our [Cookie Policy] (if applicable).
12.2 You can manage your cookie preferences by adjusting your browser settings, but doing so may limit your access to certain features on the Website.
13. Third-Party Services
13.1 The Website may contain links to third-party websites or services not owned or controlled by Western Whips. We do not endorse, control, or assume responsibility for the content, privacy policies, or practices of any third-party websites.
13.2 You acknowledge and agree that Western Whips is not responsible for any damages or losses arising from your use of third-party websites or services.
14. Privacy Policy
14.1 Your privacy is important to us. Please refer to our [Privacy Policy] for information on how we collect, use, and protect your personal information.
14.2 By using the Website, you agree to the terms of our Privacy Policy.
15. Changes to Terms
15.1 Western Whips reserves the right to change, modify, or update these Terms at any time, with or without notice. The updated Terms will be posted on the Website, and your continued use of the Website after such changes indicates your acceptance of the new Terms.
15.2 You are responsible for reviewing these Terms regularly to ensure that you are aware of any updates.
16. Governing Law and Dispute Resolution
16.1 These Terms and your use of the Website shall be governed by and construed in accordance with the laws of the jurisdiction in which Western Whips operates, without regard to its conflict of law principles.
16.2 Any disputes arising from or in connection with these Terms shall be resolved through binding arbitration in accordance with the rules of [arbitration body], and you agree to submit to the exclusive jurisdiction of the courts in that jurisdiction.
17. Contact Information
17.1 For any questions, concerns, or inquiries regarding these Terms, please contact Western Whips at: